Find the best credit cards that offer the most cash backs, lowest rates and much more!
Choosing the right credit card can be a daunting task. No one credit card fits all your needs. Most Americans own more than one credit card. There are thousands of credit cards available and you can choose your card based on your purposes and lifestyle. To make the process simple, our experts have compiled a list of the best credit cards in all major categories. Fast Credit Match helps you make financial decisions with ease and confidence. Stand out of the crowd by traversing our ablest picks of best credit cards that will suit your variety of needs and requirements.
The best credit cards of 2020
The Best Overall Credit Card
Citi® Double Cash card
4.6/5
EARN 2% CASH BACK
ON PURCHASES:
1% WHEN YOU BUY
AND 1% AS YOU PAY
- There are no caps on cash back earned, and it all adds up fast.
- Earn cash back twice on every purchase, wherever you use your card.
- All the benefits of the Citi Double Cash card without the annual fee.
- When you make a purchase, you’ll earn 1% unlimited cash back.
- Then, you earn an additional 1% cash back as you make payments for that purchase.
Ratings : 4.6 out of 5 stars
Regular APR
15.49% - 25.49% (Variable)
Annual Fee
$0
Welcome Bonus
None
Credit Score
Excellent, Good
The Best All-Around Travel Rewards Card
Chase Sapphire Preferred® Card
4.5/5
Premium travel & dining rewards:2X points on travel and dining at restaurants
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when redeemed through Chase Ultimate Rewards.®
25% more in travel redemption – Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.
Ratings : 4.5 out of 5 stars
Regular APR
17.49% - 24.49% (Variable)
Annual Fee
$95
Welcome Bonus
60,000 bonus points
Credit Score
Excellent, Good
The Best Airline Rewards Credit Card
Southwest Rapid Rewards® Priority Credit Card
4.8/5
Earn 40,000 points: after you spend $1,000 on purchases in the first 3 months from account opening.*
Exclusive travel benefits for Card members:
- $75 Southwest® annual travel credit.
- Earn tier qualifying points towards A-List status.
- 20% back on inflight drinks and WiFi.
- Four Upgraded Boardings per year when available.
- 7,500 points every year on your Cardmember anniversary.
Ratings : 4.8 out of 5 stars
Regular APR
17.49% - 24.49% (Variable)
Annual Fee
$149
Welcome Bonus
40,000 bonus points
Credit Score
Excellent, Good
The Best Card for Travel and Dining
Bank of America® Premium Rewards® Visa® credit card
4.5/5
Award Winner: Best Rewards Credit Card
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
- 50,000 online bonus points – a $500 value, after you make at least $3,000 in purchases from the first 90 days of account opening.
- Get up to $200 in travel statement credit rewards.
- No foreign transaction fees.
Ratings : 4.5 out of 5 stars
Regular APR
17.49% - 24.49% (Variable) on purchases and balance transfers
Annual Fee
$95
Welcome Bonus
50,000 bonus points
Credit Score
Excellent, Good
The Best Premium Rewards Credit Card
Chase Sapphire Reserve®
4.5/5
Exceptional travel rewards and benefits
- 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- $300 Annual Travel Credit – Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
- 3X Points on travel and dining worldwide.
- Get 50% more in travel redemption.
Ratings : 4.5 out of 5 stars
Regular APR
18.49% - 25.49% (Variable)
Annual Fee
$550
Welcome Bonus
50,000 bonus points
Credit Score
Excellent credit
The Best Student/First Credit Card
Discover it® Student Cash Back
Cash Rewards for College and Beyond
4.8/5
- Good Grade Reward – Get $20 statement credit each school year if your GPA is 3.0 or higher for up to the next five years.
- 5% Cash Back Rewards – Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping.
- Plus, earn unlimited 1% cash back on all other purchases automatically.
- Cashback Match – All the cash backs earned will be automatically matched by the end of first year.
Ratings : 4.8 out of 5 stars
Regular APR
19.49% (Variable)
Annual Fee
$0
Welcome Bonus
Unlimited first year cash back match
Credit Score
New to Credit, Fair
The Best Credit Card for Foreign Travel
Capital One® Quicksilver® Cash Rewards Credit Card
4.5/5
Earn unlimited 1.5% cash back on every purchase, every day
- Unlimited Rewards – Earn unlimited 1.5% cash back on every purchase, every day.
- New Card member Offer – Earn a one-time $150 cash bonus once you spend $500 on purchases within 3 months from account opening.
- Extended Warranty – You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
- Amazon.com – Pay for your Amazon.com purchases using your Capital One rewards.
Ratings : 4.5 out of 5 stars
Regular APR
15.49% - 25.49% (Variable)
Annual Fee
$0
Welcome Bonus
One-time $150 cash bonus
Credit Score
Excellent, Good
The Best No Annual Fee Airline Rewards Credit Card
United℠ TravelBank Card
4.2/5
Earn. Fly. Adventure.
- $150 in United TravelBank cash after you spend $1,000 on purchases in the first 3 months from account opening.
- 2% on tickets purchased from United – Earn 2% in TravelBank cash per $1 spent on tickets purchased from United.
- Inflight Savings – Enjoy 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard only on United® operated flights when you pay with your United TravelBank Card.
- No foreign transaction fees.
Ratings : 4.2 out of 5 stars
Regular APR
17.49% - 24.49% Variable APR on purchases and balance transfers
Annual Fee
$0
Welcome Bonus
$150 in United TravelBank cash
Credit Score
Excellent, Good
The Best Retailer Credit Card
Target REDcard™ Credit Card
3.9/5
Get more with RED
- Save 5%** – Get more every day, in store & online.
- Starbucks – Save 5% at any in-store Starbucks location when you use your RedCard.
- Specialty gift cards – Save 5% on specialty gift cards for travel, restaurants, movie tickets, and more.
- Target.com – Free 2-day shipping on Target.com.
Ratings : 3.9 out of 5 stars
Regular APR
24.65% Variable APR on purchases
Annual Fee
$0
Welcome Bonus
None
Credit Score
Excellent, Good
The Best Credit Card For Amex Offers
American Express Cash Magnet® Card
3.7/5
Unlimited 1.5% Cash Back
- New Card Member Offer – Earn 5% Cashback, get the standard unlimited 1.5% Cash Back on purchases. Plus, earn an additional 3.5% Cash Back on purchases in your first 6 months up to $350.
- Payment Flexibility – Carry a balance with interest or pay in full each month. You can have the payment flexibility you need while continuing to earn rewards.
- Fraud Protection – When you use your American Express® Card, you won’t be held responsible for fraudulent charges.
Ratings : 3.7 out of 5 stars
Regular APR
14.49% - 25.49% variable APR on purchases and balance transfers
Annual Fee
$0
Welcome Bonus
$150 back
Credit Score
Excellent, Good