Best Signup Bonus Cards

Credit card signup bonus or welcome bonus offers are a great way to earn alluring rewards during the first few months after you open an account. There is typically a spending requirement fixed by the card issuers in order to earn the bonus. The spending requiremnets ranges form range from $500 to $5,000 within the first three months after opening your account. The bonus you receive can come in the form of cashback, miles, or reward points, and some even offer a statement credit.

The best signup bonuses are reward cards which can include cashback rewards, travel as well as airline rewards. Do keep in mind that short-term bonuses won’t surely benefit you in the long run. You can choose your credit card based on your spending habits and the type of rewards you wanna earn. Our financial experts have given you the best signup bonus deals for cash back, general travel, hotel points, airline miles, and small business.

Best Picks For Signup Bonus Credit Cards

Best signup bonus for cash rewards

Capital One® Quicksilver® Cash Rewards Credit Card

Cashbacks & Rewards
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • Plus, a $150 Cash Bonus.
  • You can use your rewards at Amazon.com.
  • Rewards don’t expire for the life of the account.

$150

15.49% – 25.49% variable

3% balance-transfer fee.

No annual fee

  • New Card member Offer –  Earn a one-time $150 cash bonus once you spend $500 on purchases within 3 months from account opening.
  • Redeem cash back for any amount at any time with no expiration date for the life of the account.
  • Apply your cash back to directly cover a recent purchase.
  • You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
  • If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

No transaction fee is applicable when purchases are made outside of the united states.

Best signup bonus for small business

Ink Business Preferred® Credit Card

Cards & Rewards
  • Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.
  • Earn unlimited 1 Point Per $1 spent on all other purchases.

100,000 bonus points – after you spend $15,000 on purchases in the first 3 months after account opening. That’s $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards

14.49% – 25.49% variable APR on purchases and balance transfers

Either $5 or 5% of the amount of each transfer, whichever is greater.

$95 annual fee

  • 25% more in travel redemption – Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel. 
  • Stay on top of your business with Fraud Protection, Purchase Protection, personalized Account Alerts and more.
  • Employee cards at no additional cost.

No foreign transaction fee

Best signup bonus for frequent flyer miles

Southwest Rapid Rewards® Plus Credit Card

Cashbacks & Rewards
  • $75 Southwest® annual travel credit each year.
  • 7,500 anniversary points- After your Card member anniversary.
  • 2 points per $1 spent – Southwest Airlines flights and Hotel & car rental partners.
  • 1 point per $1 spent on all other purchases. 

Earn 40,000 points: after you spend $1,000 on purchases in the first 3 months from account opening

17.49% – 24.49% Variable

5% fee for balance transfers (min $5)

$69 annual fee

  • Four Upgraded Boardings every year when available.
  • 20% back on inflight purchases.
  • Turn the points you earn on your card into flights, hotel stays, gift cards, and more.

3% foreign transaction fee

Best cashback signup bonus

Capital One® SavorOne® Cash Rewards Credit Card

Rewards
  • Earn unlimited 3% cash back on dining and entertainment.
  • Earn 2% at grocery stores.
  • Earn 1% on all other purchases.
  • Rewards beyond 3% cashback- VIP tickets, five-star meals and beyond.

$150

15.49% – 25.49% variable

3% balance transfer fee

No annual fee

  • New Card member Offer – Earn a one-time $150 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
  • 0% intro APR for 15 months; 15.49% – 25.49% variable APR after that.
  • Rewards don’t expire for the life of the account, and you can redeem cash back for any amount.
  • You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

You won’t pay a transaction fee when making a purchase outside of the United States.

Best signup bonus for frequent flyer miles

Hawaiian Airlines® World Elite Mastercard®

Rewards and Perks
  • Earn 60,000 bonus miles.
  • Earn 3x miles on eligible Hawaiian Airlines purchases.
  • Earn 2x miles on gas, dining and grocery store purchases.
  • Earn 1x miles on all other purchases.

Limited Time Offer: Earn 60,000 bonus miles after spending $2,000 on purchases in the first 90 days

 

17.74% – 26.74% variable APR on purchases and balance transfers

Either $5 or 3% of the amount of each transfer, whichever is greater.

$99

  • First checked bag free on eligible bags for the primary card member when you use your card to purchase eligible tickets directly from Hawaiian Airlines.
  • Receive a one-time 50% off companion discount for roundtrip travel between Hawaii and North America on Hawaiian Airlines.
  • $100 companion discount annually for roundtrip travel between Hawaii and North America on Hawaiian Airlines after each account anniversary.
  • Discounted award flights on Hawaiian Airlines

No foreign transaction fees means you don’t pay additional transaction fees on international purchases.

Best for hotel signup bonus

Hilton Honors American Express Surpass® Card

Cashbacks & Rewards
  • Earn 12X Hilton honors bonus points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Hilton honors bonus points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Hilton honors bonus points on all other eligible purchases.

Earn 150,000 hilton honors bonus points after you spend $3,000 in purchases on the Card within your first 3 months of Card Membership.

15.74% to 24.74% variable APR on purchases

Either $5 or 3% of the amount of each transfer, whichever is greater.

$95 annual fee

  • Enjoy complimentary Hilton Honors Gold status with your Hilton Honors Surpass® Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • Earn a Free Weekend Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
  • When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more.

No foreign currency conversion fees

Best signup bonus for small business

AAdvantage® Aviator® Business Mastercard®

Rewards & Perks
  • Earn 2X AAdvantage miles for every one dollar spent on eligible American Airlines purchases.
  • Earn 2X AAdvantage miles for every one dollar spent at eligible office supply, telecom and car rental merchants.
  • Earn 1X AAdvantage miles for every one dollar spent on all other purchases.

Earn up to 75,000 AAdvantage® bonus miles – Earn 65,000 miles after spending $1,000 in the first 90 days. Earn 10,000 miles when a purchase is made on an employee card

 

17.49% – 26.49% Variable APR

Either $5 or 3% of the amount of each transfer, whichever is greater.

$95

  • Earn up to 75,000 AAdvantage® bonus miles – Earn 65,000 miles after spending $1,000 in the first 90 days. Earn 10,000 miles when a purchase is made on an employee card.
  • 5% AAdvantage® mileage bonus earned every year after your account anniversary date based on the total number of miles earned using your card.
  • First checked bag free for you and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines.
  • Receive 25% inflight savings as a statement credit on food and beverages when you use your card on American Airlines operated flights.

No foreign transaction fee. 

Best for building credit

Discover it® Secured

Rewards & Perks
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
  • Earn unlimited 1% cash back on all other purchases – automatically.

Discover will automatically match all the cash back you’ve earned at the end of your first year.

24.49% Variable

3% intro balance transfer fee, up to 5% fee on future balance transfers

No annual fee

  • It’s a real credit card that help you build your credit history.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score.
  • Your secured credit card requires a refundable security deposit. You choose the deposit amount up to the credit line approved.
  • This card automatically matches all the cash back you’ve earned at the end of your first year. There’s no signing up. And no limit to how much we’ll match.

No foreign transaction fee

Best for hotel signup bonus

The World Of Hyatt Credit Card

Rewards
  • 9 points total per $1 spent for Hyatt stays and experiences including restaurants and spas.
  • 2 Bonus Points per $1 spent for getting around with local transit and commuting.
  • 2 Bonus Points per $1 spent for dining out at restaurants, cafes and coffee shops.

50,000 Bonus Points

17.49% – 24.49% Variable APR

Either $5 or 5% of the amount of each balance transfer, whichever is greater.

$95 annual fee

  • Earn up to 50,000 Bonus Point – That’s enough for 10 free nights at Category 1 hotels.
  • 2 Bonus Points per $1 spent for taking off with flights purchased directly from the airline.
  • 2 Bonus Points per $1 spent for staying healthy with fitness club and gym memberships.
  • 1 Bonus Point per $1 spent for wherever life takes you.

No foreign transaction fee